Money/financial stress…

How often do you find yourself setting a new goal or target to be better with money? Is it something you decide at the beginning of a year as a resolution or do you find that throughout the year you find yourself getting more frustrated with your financial situation and decide something needs to change.

Do you then find yourself getting completely overwhelmed and end up in more financial debt and at a loss as to how you’re going to get out of this mess?

Excel stress

Money management…

Managing money is something a lot of people struggle with. There are some who just spend on credit cards with no thought about how they’re going to pay it back or take a ‘I’ll worry about it later’ attitude.

Then there are those who struggle every month to pay the bills and then something goes wrong with an appliance or they need to get their car fixed as they need it for work and all of a sudden they are pushed into even more debt through no fault of their own.

Some end up having to take out pay-day loans and then struggle even more the next month as they literally don’t earn enough money to pay back the loan and still pay the bills.

There are companies/people that offer a ‘quick fix’ to your financial debt, but are they really a quick fix? Some will end up pushing you into debt for a whole lot longer than you would have been if you’d continued just paying interest or overdraft fees.

It is very hard to see light at the end of the tunnel when you have so much debt you just don’t know what to do.

Often debt can be incurred because of redundancy – I’ve been there, I had 3 redundancies within 4 years and only two of those jobs gave me a pay-out – of less than £2,000 each, which doesn’t go far when you have food, bills, mortgage and a car to run.

financial stress


When I bought my first house, I decided that I was going to monitor all my finances from the start, to help ensure I was never in way over my head with debt.

I’ve been using the same system for the last 12 years and it has seen me through all three redundancies, it has helped me keep on top of what’s important and it has helped me forecast when I’m likely to have paid something off.

Some people are just not very good when it comes to money and would rather bury their heads in the sand and some just don’t know where to start when it comes to taking back control of their finances.

I’m not a financial advisor and I don’t live a life of luxury, but I have managed to keep my head above water and still be able to enjoy treats now and then.

Piggy banks

You’re not alone…

I’ve realised that some people just need a little guidance or ideas on how they can start to gain control of their finances and this is where my FREE 3-day Facebook challenge comes in.

This is something I came up with at the end of 2020 as I realised there are a lot of people who are going to be facing redundancy and may well be in the same situation I was, wondering if they can manage to pay the bills and how long their redundancy money will last.

If this is you, then good for you for realising that this could easily become a problem if you don’t start planning your finances before it’s too late.

These challenges will last 3 days and will run at various times throughout the year. You can check the date of the next one and sign up for it here

If you know someone who is facing redundancy then please do pass on the details.

As I mentioned, I’m not a financial advisor, nor an expert in finance, but I do have some tips that can help…


Financially Fabulous 3 day challenge

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